We’ve all seen the reports of people driven to the financial brink over the last few years. As austerity has bitten deeper than many anticipated, hard working people have been forced to go to food banks and other charities to survive. And while this increase in demand has stretched charities they have also experienced a fall in revenues. According to chartered accountants in London, where some of the worst effects of austerity have been seen, it all adds up to a toxic mix.
There have been two Read more [...]
You’ve leapt before you can walk, tripped over your finances and plummeted into a sea of debt – and that’s your business over and done with.
Indeed, expanding your company beyond its means is always tempting. If you’ve got the ambition of an entrepreneur, then reining in your budgetary constraints can be a strain.
But thousands of companies every year fold because they grew too fast.
With that in mind, what steps should your business take when they’ve got the right funds?
Make Read more [...]
Hearing about Ebola in the media can make travelling a daunting task, particularly if you need to visit areas that have been severely affected by the disease, here are some things that you need to know before you travel.
The best and easiest form of prevention when considering travelling and Ebola is to avoid the areas that have been affected the most by the disease, the most recent outbreak of the disease occurred in West Africa, but it was particularly severe in Read more [...]
Purchasing a home is an exciting milestone in life but is accompanied by many financial issues which, for the first-time buyer, can be confusing and complicated. Before stepping onto the housing ladder, consider these tips for financing your first property to help make the process as smooth and stress-free as possible.
Raising your Deposit
The 100% mortgages which suited first-time buyers are pretty much a relic of the past, with some lenders requiring deposits between 10% and 25%. Read more [...]